Privacy Policy

Next Chapter Society - Miami ("Next Chapter Society," "we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit nextchaptersociety-miami.com (the "Site") or apply to our program. It also describes the rights of California residents under the California Consumer Privacy Act of 2018, as amended by the California Privacy Rights Act ("CCPA/CPRA").

1. Information We Collect

We collect the following categories of personal information:

• Identifiers: name, email address, phone number, and city/region you provide through our application form or by contacting us.
• Professional or demographic information: career background, retirement status, and similar details you choose to share in your application.
• Internet or network activity: IP address, browser type, device identifiers, pages viewed, referring URLs, and interaction data collected through cookies and similar technologies (including Google Analytics and Microsoft Clarity).
• Inferences: insights drawn from the above to evaluate fit for our program and improve the Site.

We do not knowingly collect sensitive personal information, biometric data, or information from anyone under 18.

2. How We Use Information

• Review and respond to program applications and inquiries.
• Operate, maintain, and improve the Site and our services.
• Measure engagement and diagnose technical issues via analytics.
• Send transactional communications related to your application.
• Comply with legal obligations and enforce our terms.

3. How We Share Information

We share personal information only with: (a) service providers that host the Site, deliver analytics, and process applications on our behalf under contractual confidentiality obligations; and (b) authorities when required by law, subpoena, or to protect our rights. We do not sell your personal information for money.

4. Cookies & Tracking Technologies

We use first- and third-party cookies and similar technologies to run the Site, remember preferences, and measure traffic. You can accept or decline non-essential cookies via the consent banner shown on your first visit, and you can change your choice at any time by clearing your browser storage for this site or using your browser's cookie controls. Essential cookies required to operate the Site cannot be disabled.

5. Your California Privacy Rights (CCPA/CPRA)

If you are a California resident, you have the right to:

• Know what personal information we collect, use, disclose, and (if applicable) share.
• Access a copy of the personal information we hold about you.
• Delete personal information we have collected from you, subject to legal exceptions.
• Correct inaccurate personal information.
• Opt out of the "sale" or "sharing" of personal information for cross-context behavioral advertising. We do not sell personal information and do not share it for cross-context behavioral advertising.
• Limit the use of sensitive personal information. We do not collect or use sensitive personal information for purposes that trigger this right.
• Non-discrimination for exercising any of these rights.

To exercise these rights, email us at hello@nextchaptersociety-miami.com. We will verify your request using the information you provide and respond within 45 days. You may designate an authorized agent to submit a request on your behalf.

6. Data Retention

We retain personal information only as long as necessary for the purposes described above, to comply with legal obligations, resolve disputes, and enforce our agreements.

7. Security

We use reasonable administrative, technical, and physical safeguards designed to protect personal information. No method of transmission over the internet is fully secure.

8. Children's Privacy

The Site is intended for adults. We do not knowingly collect personal information from children under 16.

9. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date above reflects the most recent revision. Material changes will be highlighted on the Site.

10. Contact Us

Next Chapter Society - Miami
Miami, FL
hello@nextchaptersociety-miami.com